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HomeGuides & HelpAlipay vs USDT/USDC: How to Choose

Alipay vs USDT/USDC: How to Choose

The two payment options

This store accepts Alipay and stablecoins (USDT/USDC). Alipay is fastest if you already use it in mainland China; stablecoins work worldwide and are useful when Alipay is not available to you.

Both are confirmed automatically. Fulfillment only begins after payment is confirmed on-chain or by Alipay.

When to choose Alipay

Choose Alipay for instant, low-friction payment in CNY with no network fees to worry about. Pay the exact amount shown and return to the order page, which refreshes automatically once payment is detected.

When to choose USDT/USDC, and which chain

Stablecoins are pegged to the US dollar and settle on public blockchains. This store uses low-fee networks (for example BNB Smart Chain / BEP20 / Polygon / Arbitrum / Base). Always select the same network at checkout that you will send from.

Sending USDT/USDC on a network that does not match the deposit address is the single most common way people lose funds. Double-check the chain, send the exact amount, and keep the transaction hash until the order confirms.

Fees, confirmation time and safety

Low-fee chains usually confirm within seconds to a couple of minutes; network congestion can add time. Never send from an exchange that does not let you pick the network, and never pay to an address given outside the official checkout.

References

This guide is written and maintained by the GitHub Growth Hub team.